- Machinery Breakdown Insurance Makine Kırılması Sigortası
- Insurance covering sudden breakdown of production and industrial machinery caused by electrical or mechanical failure, operator error, material defect or electrical surge. Fire and property all-risk policies exclude machinery breakdown; a separate MB policy is essential.
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- Maintenance Bond Bakım Teminat Senedi
- A bond guaranteeing that the contractor will remedy defects, deficiencies or damage discovered during the defect liability period (also called the maintenance or retention period) specified in the underlying construction or engineering contract. The commencement date and duration of the maintenance bond are determined by the contract terms agreed between the parties; trigger events may include provisional acceptance, practical completion, final acceptance or other contractually defined milestones — no single standard applies across all contracts. The scope and duration are defined by the underlying contract wording. Also referred to as a defects liability bond or warranty bond in some markets. Important Technical Note: The Maintenance Bond is distinct from the Performance Bond (Kesin Kefalet Senedi / İfa Kefalet Senedi), which covers the contract execution phase. Both are types of surety instrument issued by SEDDK-licensed insurers in Turkey.
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- Marine Cargo Insurance Nakliyat Sigortası
- Insurance covering physical loss or damage to goods during transit by sea, air or land. Standard coverage is structured around the Institute Cargo Clauses (ICC): ICC (A) provides all-risks cover, ICC (B) and (C) cover named perils only. Policies may be arranged on a voyage, annual open cover or floating basis depending on trade volume and cargo type.
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- Marine Hull Insurance Tekne Sigortası (Marine Hull)
- Insurance covering the hull and machinery of commercial vessels, tankers, container ships or yachts against sinking, collision, storm, fire and salvage costs. The cornerstone cover for shipowners, complemented by P&I Club membership for liability risks.
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- Medical Malpractice Insurance Tıbbi Kötü Uygulama Sigortası
- Insurance covering healthcare professionals' (physicians, dentists, nurses) legal liability for bodily injury or death caused by professional error or negligence in treatment. Mandatory in Turkey for physicians and dentists under SEDDK regulations; essential for all private hospitals and clinics.
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- Money Coverage Nakit (Para) Kapsam
- Coverage for loss of cash, cheques and negotiable instruments held on premises, in transit or in a safe, caused by theft, robbery or fraud. A standard component of BBB and commercial crime policies.
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