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Neolife Group · Independent Insurance and Reinsurance Broker

Our Insurance and Reinsurance Solutions

From corporate risk to technical insurance, from personal insurance to reinsurance — expert broker services across 18 lines. Every solution is structured to your specific needs.

Corporate Risks

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Surety Bond Insurance

A strong alternative to bank guarantee letters. Tender, advance payment, performance and maintenance bonds; VAT refund and customs guarantees.

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👔

Directors & Officers Liability (D&O)

Protection for board members, CEOs and senior executives against personal liability arising from management decisions.

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Bankers Blanket Bond (BBB)

Broad coverage for financial institutions against internal fraud, forgery, cybercrime and social engineering fraud.

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Cyber Insurance

Comprehensive cyber coverage including data breach, ransomware, business interruption and third-party liability.

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📊

Trade Credit Insurance

Protecting receivables against customer default and insolvency risk. Whole turnover or selected buyer models.

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⚖️

Professional Indemnity Insurance

Coverage for liability arising from errors and omissions in consultancy, engineering, legal and other professional services.

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🚢

Marine Insurance

Cargo (goods in transit), CMR carrier liability and Freight Forwarder Liability (FFL) — import, export and logistics risks.

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🚛

FFL — Freight Forwarder Liability

House B/L, NVOCC status, customs brokerage errors, and temporary storage risks — the forwarder's distinct organisational liability programme.

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🛣️

CMR Carrier Liability Insurance

Road carrier liability under the CMR Convention; 8.33 SDR/kg limit, successive carrier rules, and contractual liability analysis.

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Technical & Industrial Risks

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Energy Insurance

Material damage, machinery breakdown and business interruption coverage for solar, wind, hydro, BESS and natural gas facilities.

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✈️

Aviation Insurance

Aircraft hull, liability, passenger and cargo coverage; for business, private and unmanned aerial vehicles.

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Construction & Erection Insurance

Contractors' All Risks (CAR), Erection All Risks (EAR) and delay in start-up / advance loss of profits coverage.

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Fire & Natural Catastrophe Insurance

Fire, above-DASK catastrophe coverage and business interruption for industrial facilities, warehouses and commercial properties.

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⚙️

Engineering Insurance

Machinery breakdown, electronic equipment, contractors' plant and business interruption — for operational and production risks.

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Fleet Motor Insurance

Open policy / bordereau-based structure for fleets of 10+ vehicles, loss ratio management and bulk negotiation advantage.

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Marine Lines

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Marine Hull & Machinery Insurance

Comprehensive coverage for commercial vessel hull, machinery and equipment; physical damage, stranding and constructive total loss.

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⛵

Yacht & Pleasure Craft Insurance

Hull, liability and personal accident coverage for private yachts, sailing boats and leisure craft of all sizes.

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🚢

Charterers' Liability Insurance

Protection for vessel charterers against third-party claims arising from collision, pollution and cargo damage incidents.

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Ship Repairers' Liability Insurance

Liability coverage for shipyards and repairers against damage to vessels and third-party claims arising during maintenance.

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Shipbuilders' Risks Insurance

Coverage for the vessel hull and equipment during construction, outfitting and sea trials until delivery.

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🏭

Ports & Terminal Operators' Liability

Third-party liability coverage for port operators, terminal companies and stevedores for cargo and property damage.

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Liability Lines

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Employers' Liability Insurance

Coverage for the employer's legal liability arising from claims brought by employees or their dependants following occupational accidents or work-related illnesses, within the terms of the applicable policy.

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Product Liability & Recall Insurance

Comprehensive coverage for bodily injury and property damage claims arising from products, plus mandatory recall costs.

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Environmental Impairment Liability

Coverage for clean-up costs and third-party claims arising from sudden or gradual pollution and environmental damage events.

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Public & General Liability Insurance

Third-party bodily injury and property damage coverage for business premises, operations and contractor activities — distinct from MTPL, employers' liability and product liability.

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Commercial & SME Lines

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SME Commercial Package Insurance

Modular workplace package: fire core plus theft, glass, electronic equipment, machinery breakdown, liability and business interruption — all under one policy for SMEs.

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📉

Business Interruption Insurance

Gross profit, fixed costs and revenue protection following material damage; indemnity period and waiting period designed for your business cycle.

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Employee & Financial Benefits

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Life Insurance

Group life, key person insurance, executive plans and employee benefit packages. Individual and corporate solutions.

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👨‍👩‍👧

Group Life Insurance

Employer-sponsored death, total disability and accident benefit for employee groups; free cover limit benchmarking and benefit multiple design.

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Individual Pension System (BES)

Employer-contributed BES, employee retention programmes and fund management advisory to secure the future.

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Group Health Insurance

Corporate health plans, employee and dependent coverage, contracted healthcare provider networks and premium optimisation.

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Personal Insurance

All personal products →
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Home Insurance

Above-DASK coverage, theft, glass breakage and supplementary protection. Options for homeowners and tenants.

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🌍

DASK — Compulsory Earthquake Insurance

Mandatory earthquake insurance — covers earthquake-related structural damage to residential properties. Compulsory for all property owners.

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🚗

Motor Own Damage (Kasko)

Vehicle damage coverage against collision, theft, fire and natural disasters. Independent broker price comparison.

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Compulsory Traffic Insurance (ZMS)

Compulsory third-party motor liability insurance — covers property damage and bodily injury caused to third parties.

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🏥

Private Health Insurance

Inpatient and outpatient treatment and maternity coverage at private hospitals, independent of the national health system.

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➕

TSS — Complementary Health Insurance

Complementary health insurance covering co-payments and excess charges at contracted private hospitals for those in the national health system.

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🌐

Foreigner Health Insurance

Residence permit health insurance for foreign nationals residing in Turkey.

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Travel Health Insurance

International travel health insurance including Schengen visa coverage. Single-trip and annual multi-trip options.

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Life Insurance

Individual life, term life and lump-sum death benefit coverage.

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📈

Individual Pension System (BES)

State-supported individual pension plan; build savings for your future.

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🛡️

Personal Accident Insurance

Accidental death, permanent disability and daily hospitalisation indemnity. Individual and family plans.

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Specialty & Niche Lines

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Political Risk Insurance

Protection for international investment and trade against expropriation, political violence, currency transfer restriction and contract frustration.

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🎨

Fine Art & Specie

All-risks agreed value coverage for fine art, jewellery, watches, precious stones and bullion — in transit, on exhibition or in storage.

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🚁

UAV & Drone Insurance

Hull damage and third-party liability cover for commercial and professional unmanned aircraft, placed in accordance with SHGM's applicable unmanned aircraft regulations.

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📊

Parametric Insurance

Index-triggered rapid settlement with no loss adjustment. Solutions for agriculture, renewable energy, hospitality and infrastructure.

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🔒

Kidnap & Ransom

K&R insurance with integrated crisis management response team — kidnap, extortion, illegal detention and child abduction cover.

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🧬

Clinical Trials Liability

Sponsor and CRO liability for participant injury arising from clinical trials. TITCK-compliant placements under ICH GCP standards.

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🎪

Event Cancellation

Cancellation, curtailment, postponement and non-appearance coverage for concerts, exhibitions, conferences and sporting events.

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🎬

Film & Production Insurance

Production package: cast (essential element), negative/digital media, equipment, props/sets and extra expense coverage.

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🕵️

Crime & Fidelity Insurance

Employee dishonesty, forgery, computer fraud and social engineering losses — the commercial crime policy for non-financial corporates.

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Reinsurance

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Reinsurance Brokerage

Facultative and treaty reinsurance, excess of loss (XoL) and access to the London / international market for insurance companies in Turkey.

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Let's design the right solution for your needs together.

As an independent broker, we are not tied to any insurer — we find the best option for you.

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